Helpline: 0208 256 1929

Exclusive Liability product aimed at high risk trades

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 Target Trades:

All types of contractors but aimed at higher risk trades especially risks involving height and depth work such as:

  • ground workers
  • shuttering contractors
  • railway contractors
  • steel fabricators and erectors
  • suspended access systems – cradle and rope access contractors
  • heating and ventilation

Any many more …

Unacceptable Trades:

Contractors involved with asbestos removal or disposal.

Who can obtain a quote under High Risk Liability?

Any insurance Intermediary authorised by the Financial Conduct Authority with a Terms of Business Agreement with COBRA County Schemes can become a Producing Agent. We only consider enquiries from a Producing Agent who is either the holding broker or prospecting broker with direct contact with the Policyholder. We do not accept sub-broke business.

How to get a quote?

Please complete the High Risk Liability broker template or send your new business presentation to 
If you wish to discuss a particular case with an underwriter please contact:
Alice Bull CertCII on 0208 256 1938

Insurer Partner

Security is provided by Liberty Mutual Insurance Europe Limited.


Please email (Please put in email subject line that this a LIBERTY\COBRA claim)
Or Telephone 0344 856 2376

Risk Transfer

Our Insurer partner agrees that Risk Transfer occurs once payment is received by COBRA County Schemes.

Commission and Credit Terms for Producing Agents

Standard commission rate is 15%, higher commission will be considered upon request. Credit terms are strictly 30 days.